Insurance Law
Insurance law is quite comprehensive, covering issues related to all areas of insurance, such as home, auto, health, life, disability, property, and business. The United States is a country concerned with protecting its citizens by obtaining insurance policies. Almost anything can be insured these days, so insurance attorneys tend to be well-occupied. When questions arise about liabilities related to a particular insurance policy, an attorney specializing in insurance issues can help.Choosing an Insurance Lawyer
There are subtle differences in each case that may necessitate hiring an insurance attorney specializing in your area of concern. The following are common reasons to hire an insurance attorney, and suggestions on how to handle specific situations:
- If your case involves an accident, and your own insurance company is denying your claim, consult an insurance attorney who specializes in handling "bad faith" claims.
- If you have been injured in an auto accident, and the other party was an uninsured or underinsured driver, contact an insurance attorney who handles mainly personal injury or tort cases.
- If you were injured on the job, consult an attorney who specializes in workers' compensation cases.
- If your case involves Medicaid or Medicare, you will want an insurance attorney who specializes in social security or disability claims.
- If injury or loss has occurred due to professional negligence, contact an insurance attorney who specializes in malpractice.
Questions to Ask an Insurance Lawyer
When choosing your attorney, ask or find out whether he or she:
- Represents the consumer or the insurance company.
- Has a representative list of clients with cases similar to yours
- Is in good standing with the American Bar Association
- Holds an official position or is involved in organizations related to your type of case
- Has any conflicts of interest
- Typically represents defendants or plaintiffs.
- Is a litigator or a transactional attorney
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